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Rates






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Annual Percentage Yield (APY) current as of 12/02/2023.

Certificates of Deposit

Certificate Term

Interest Rate

Annual Percentage Rate

Minimum Deposit

Minimum Balance to Earn APY

6 Month CD

1.99%

2.00%

$1,000

$1,000

10 Month CD

4.44%

4.50%

$500

$500

1 Year CD

4.44%

4.50%

$500

$500

1 1/2 Year CD

4.54%

4.60%

$500

$500

2 Year CD

3.96%

4.00%

$500

$500

2 1/2 Year CD

1.99%

2.00%

$500

$500

3 Year CD

2.48%

2.50%

$500

$500

4 Year CD

2.98%

3.00%

$500

$500

5 Year CD

3.47%

3.50%

$500

$500

Annual Percentage Yield assumes interest remains on deposit
A substantial penalty will be assessed for early withdrawal
Rates subject to change without notice
$2,500.00 Deposit required for Monthly or Quarterly Checks

Savings Deposits & Checking

Type of Account

Interest Rate

Annual Percentage Yield

Minimum to Open

Minimum Balance to Earn APY

MMDA

0.25%

0.25%

$1,000

$1,000

MMDA (below minimum to open)

0.10%

0.10%

$1000

$0

NOW Checking

0.10%

0.10%

$200

$200*

NOW Checking (below minimum to open)

0.00%

0.00%

$200

$0

Health Savings Account

0.10%

0.10%

N/A

$200*

Health Savings Account (below minimum balance to earn APY)

0.00%

0.00%

N/A

0.00%

Rainbow 55 Checking

0.10%

0.10%

N/A

0.00%

Passbook Savings

0.15%

0.15%

$25

$100

Passbook Savings (below minimum to earn APY)

0.00%

0.00%

$25

$25

Statement Savings

0.15%

0.15%

$25

$100

Statement Savings (below minimum balance to earn APY)

0.00%

0.00%

$25

$25

Lil Rainbow Savers

0.15%

0.15%

N/A

$0

Leap Forward Teen Account

0.15%

0.15%

N/A

$0

Rates subject to change without notice
Annual Percentage Yield assumes interest remains on deposit
*A monthly service charge will be applied to accounts with a minimum average daily balance below listed balance to earn APY.

IRA Investments

Certificate Term

Interest Rate

Annual Percentage Yield

Minimum Deposit

Minimum Balance to Earn APY

10 Month CD

4.44%

4.50%

$500

$500

1 Year CD

4.44%

4.50%

$100

$100

2 Year CD

3.96%

4.00%

$500

$500

2 1/2 Year CD

1.99%

2.00%

$500

$500

3 Year CD

2.48%

2.50%

$500

$500

4 Year CD

2.98%

3.00%

$500

$500

5 Year CD

3.47%

3.50%

$500

$500

Annual Percentage Yield assumes interest remains on deposit
A substantial penalty will be assessed for early withdrawal
Rates subject to change without notice

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