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Lending Services

Come feel at home with our Home Financing Specialists. Our local origination, closing, and servicing provides unmatched personal care and attention.



Get Pre-Qualified Today!

Call us at 570-742-LOAN to speak with a member of our Lending Team.

Thinking about buying a new home? See us first! It’s important to know exactly what your budget can afford before you start shopping.

We offer Pre-Qualifications and Pre-Approvals, so when you find your new home you can promptly make an offer.

You can reach Milton Savings Bank by email using the form below. Please note that this is not a secure form. For your protection, do not use this form to enter personal or confidential information such as account numbers, social security numbers, passwords or PINs.

Get Started

Buying, Building, or Refinancing

  • Fixed & Adjustable Rates
  • Flexible down-payment options
  • Choose your own Attorney or Settlement Agent
  • In-house approvals & underwriting
  • Appraisals done locally
  • Primary residence or Secondary Vacation home, Rental & Investment Property, Land, and Farmette

Purchasing a New Home

Whether you are purchasing your first home or looking for a new one, there is nothing more exciting than owning it!  Our experienced Lenders will make you feel at home as they guide you every step of the way from pre-qualification to closing.  Call us today.

Building a New Home

Loans to construct your new home are available for the same rates and terms as a refinance or a purchase. New construction loans require only one closing, and you pay the same interest rate during construction that you pay after your home is built.  Certain restrictions apply.


Looking for a lower rate or a different term? Refinancing your loan with our Bank is fast and easy. Call us today!

Investment Properties

We offer loans on 2-4 family investment properties. You may be able to use the equity in your home or an additional property for your down-payment. Information regarding loans on commercial properties is available upon request.

Home Equity Loans

Home Equity Loans are secured by your residence offering a fixed rate for any reasonable purpose such as home improvements, education, or purchasing a car.

Personal Loans

Personal loans are unsecured and can be used for any reasonable purpose such as debt consolidation, education, home improvements, or sudden unexpected expenses.

Collateral Loans

Collateral loans give you the unique opportunity to borrow your own funds. If you have funds on deposit with our Bank, you may be able to borrow against your available balance.

Get Started

Commercial Loans

We offer a variety of options from small business lending to commercial loans to help you reach your goals. Call one of our Team Members today for more details.

  • Commercial Real Estate
  • Construction to Perm
  • Land Loans
  • Term Loans (for equipment/vehicle financing)
  • Time Loans
  • Revolving Line of Credit
  • Letters of Credit

Meet Our Team

Lisa 2021 Pic

Lisa Grant

VP/Chief Lending Officer

NMLS ID #696993


Terri 2021 Pic

Terri Snyder

Loan Officer

NMLS ID #763738


Britt 2021 Pic

Brittany Riffe

Loan Processing Officer

NMLS ID#1806061

EMAIL Brittany


Brenda Finsterbush

Chief Credit Officer

Email Brenda

Decisions Made Locally

Contact one of our loan officers for details by calling (570) 742-LOAN.

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