|
Rates
Rates effective as of November 5, 2008
CERTIFICATES OF DEPOSIT
|
| Certificate Term |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| 6 Month CD |
3.25% |
3.25% |
$1,000 |
| 10 Month CD |
3.50% |
3.55% |
$500 |
| 1 Year CD |
3.52% |
3.55% |
$500 |
| 1 1/2 Year CD |
3.25% |
3.28% |
$500 |
| 2 Year CD |
4.03% |
4.07% |
$500 |
| 2 1/2 Year CD |
3.50% |
3.53% |
$500 |
| 3 Year CD |
3.75% |
3.79% |
$500 |
| 4 Year CD |
3.90% |
3.94% |
$500 |
| 5 Year CD |
4.00% |
4.04% |
$500 |
| Annual Percentage Yield assumes interest remains on deposit |
| A substantial penalty will be assessed for early withdrawal |
| Rates subject to change without notice |
| $2,500.00 Deposit required for Monthly or Quarterly Checks |
Rates effective as of November 5, 2008
SAVINGS DEPOSITS & CHECKING
|
| Type of Account |
Rate |
Annual Percentage Yield |
Minimum Balance |
| MMDA |
1.50% |
1.51% |
$1,000 |
| Passboook Savings |
1.00% |
1.01% |
$25 |
| Statement Savings |
1.00% |
1.01% |
$25 |
| NOW Checking |
1.00% |
1.01% |
$200 |
| Rates subject to change without notice |
| Annual Percentage Yield assumes interest remains on deposit |
IRA INVESTMENTS
|
| Certificate Term |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| 10 Month CD |
3.50% |
3.55% |
$500 |
| 1 Year CD |
3.50% |
3.55% |
$500 |
| 2 Year CD |
4.03% |
4.07% |
$500 |
| 2 1/2 Year CD |
3.50% |
3.53% |
$500 |
| 3 Year CD |
3.75% |
3.79% |
$500 |
| 4 Year CD |
3.90% |
3.94% |
$500 |
| 5 Year CD |
4.00% |
4.04% |
$500 |
| Annual Percentage Yield assumes interest remains on deposit |
| A substantial penalty will be assessed for early withdrawal |
| Rates subject to change without notice |
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