Rates

Rates effective as of February 1, 2012

CERTIFICATES OF DEPOSIT
Certificate Term Rate Annual Percentage Yield Minimum Deposit
6 Month CD 0.35% 0.35% $1,000
10 Month CD 0.45% 0.45% $500
1 Year CD 0.45% 0.45% $500
1 1/2 Year CD 0.65% 0.65% $500
2 Year CD 0.70% 0.70% $500
2 1/2 Year CD 0.95% 0.95% $500
3 Year CD 0.95% 0.95% $500
4 Year CD 1.30% 1.30% $500
5 Year CD 1.65% 1.66% $500
Annual Percentage Yield assumes interest remains on deposit
A substantial penalty will be assessed for early withdrawal
Rates subject to change without notice
$2,500.00 Deposit required for Monthly or Quarterly Checks

 

Rates effective as of February 1, 2012

SAVINGS DEPOSITS & CHECKING
Type of Account Rate Annual Percentage Yield Minimum Balance
MMDA 0.50% 0.50% $1,000
Health Savings Account 0.35% 0.35% N/A
Passboook Savings 0.50% 0.50% $25
Statement Savings 0.50% 0.50% $25
NOW Checking 0.35% 0.35% $200
Rates subject to change without notice 
Annual Percentage Yield assumes interest remains on deposit 


IRA INVESTMENTS
Certificate Term Rate Annual Percentage Yield Minimum Deposit
10 Month CD 0.45% 0.45% $500
1 Year CD 0.45% 0.45% $500
2 Year CD 0.70% 0.70% $500
2 1/2 Year CD 0.95% 0.95% $500
3 Year CD 0.95% 0.95% $500
4 Year CD 1.30% 1.30% $500
5 Year CD 1.65% 1.66% $500
Annual Percentage Yield assumes interest remains on deposit 
A substantial penalty will be assessed for early withdrawal 
Rates subject to change without notice 

 

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