|
LOAN INFORMATION Mortgages at Milton Savings Bank
At Milton Savings Bank we have many mortgage options tailored to fit
your individual needs. We offer various programs for fixed or adjustable
rate mortgages and will be glad to discuss these with you. When
searching for the right loan, your terms are probably your biggest
concern. At Milton Savings Bank, you’ll get fair, competitive rates and
terms. Our loan officers have years of experience and take pride in
being able to help you get exactly what you’re looking for. Service is important to us at Milton Savings Bank. We will respond
quickly to your application and will be equally responsive after your
loan has closed. Most closings occur within 30 days, and we take pride in
making your loan processing as easy as possible for you. We will also pre-qualify you for a mortgage loan so you can know exactly
what is affordable for you. Please call us at (570) 742-8541 to speak
with our knowledgeable staff. And at Milton Savings Bank, we do not sell
our mortgages, allowing us the ability to service your loan from
beginning to end. Construction Loans
Construction Loans are available for the same rates and terms as our
regular mortgage loans. With only one closing, you pay the same interest
rate during construction that you pay when your home is completed. You may want to consider building your new home before your existing
home is sold. We can help! You may be able to use the equity in your
present home. A blanket mortgage allows you to begin building your home
immediately.
Home Equity Loans Home Equity Loans are available as a fixed rate, residential real estate
secured loan that can be used for ANY purpose you choose. You may want
to renovate part of your home, build an addition or garage, go on a trip
or buy a car. As with all of our loan
products, your payment may be transferred automatically from a checking
or savings account.
Personal Loans
Milton Savings Bank offers unsecured personal loans to qualified
applicants. These loans can be used for any purpose such as
debt consolidation, vacations, home improvements, or sudden unexpected
expenses.
Collateral Loans Collateral Loans give you the unique opportunity to borrow your own
funds. If you have funds on deposit with our Bank, you may be able to
borrow against your available balance. Contact one of our loan officers
for details. |